Final Expense Insurance
Give your family the gift of peace of mind. Cover funeral costs, medical bills, and final debts — without leaving a financial burden behind.
What Is Final Expense Insurance?
Final expense insurance — also called burial insurance or funeral insurance — is a type of whole life policy designed to cover end-of-life costs. When you pass, your beneficiary receives a tax-free lump sum, typically $5,000 – $50,000, to handle funeral arrangements, outstanding debts, or any other final needs.
Unlike traditional life insurance, final expense plans are designed for simplicity. Most require no medical exam, have simplified underwriting questions, and are affordable on a fixed income.
Who Is This For?
Key Benefits
No Medical Exam
Simple health questions only — or guaranteed acceptance plans available.
Premiums Never Increase
Lock in your rate today and it stays the same for life, regardless of age or health.
Coverage Never Expires
Whole life coverage means the benefit is there whenever you need it.
Tax-Free Benefit
Your beneficiary receives the full amount free of federal income tax.
Affordable Monthly Payments
Many plans start under $30/month depending on age and coverage.
Fast Payout
Most claims are paid within 24–72 hours of a valid claim submission.
What Does It Cost?
| Age | $10,000 Coverage | $25,000 Coverage |
|---|---|---|
| 50 | ~$18/mo | ~$42/mo |
| 60 | ~$26/mo | ~$60/mo |
| 70 | ~$45/mo | ~$105/mo |
| 80 | ~$79/mo | ~$185/mo |
* Estimates only. Actual rates vary by health, state, and carrier. Get your exact quote below.
Frequently Asked Questions
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